Self Assessment, without the panic

Two free tools for the 2025-26 tax return (deadline 31 January 2027). They run in your browser: no cookies, no storage, no data sent.

Get the deadlines calendar Estimate late penalties

Key dates (GOV.UK, checked 17 October 2026). Online return and payment: 11:59pm on 31 January 2027. Pay through your tax code: file online by 30 December 2026. Paper return: 31 October 2026. Second payment on account: 31 July 2027. Source.

Guides

Self Assessment Deadlines 2026-27: Key Dates

Self Assessment deadlines for the 2025 to 2026 tax year: 31 October 2026 (paper), 30 December, 31 January 2027, 31 July 2027, and 5 October registration.

3 min read

Missed the 31 January Deadline? Penalties and Next Steps

Late Self Assessment penalties: £100, £10 a day up to £900, 5% or £300, and 5% of unpaid tax. GOV.UK calculator, appeals and next steps.

3 min read

Payments on Account Explained, With a GOV.UK Example

Payments on account are two half-payments towards next year's bill, due 31 January and 31 July. When they apply, the balancing payment, an example.

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How to Reduce Payments on Account: Online or SA303

Expect a lower tax bill? Ask HMRC to reduce payments on account online or with form SA303. What GOV.UK says and the interest risk if you guess low.

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Registered for Self Assessment After 5 October? Your Dates

If you register after 5 October 2026, HMRC sends a later filing deadline (3 months from its letter) but tax is still due 31 January 2027. Penalty risks.

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Do I Need to File a Self Assessment Return for 2025-26?

Who must send a Self Assessment return per GOV.UK: sole traders over £1,000, partners, Capital Gains Tax, Child Benefit Charge and more. Check tool.

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Pay Your Self Assessment Bill: App, Bank or Tax Code

Ways to pay HMRC: bank transfer, card, Direct Debit, the HMRC app, payment plans and the tax code route (under £3,000, file online by 30 December).

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MTD vs Self Assessment 2026-27: Who Is Affected?

How Making Tax Digital for Income Tax relates to Self Assessment: you still file for 2025-26, MTD from April 2026 above £50,000, April 2027 above £30,000.

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Independent information, not affiliated with HMRC. Not tax advice.